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The applications for a small finance bank license submitted by Akhil Kumar Gupta, Cosmea Financial Holdings Private Limited, and West End Housing Finance have been rejected by the Reserve Bank of India (RBI).
Out of the 12 applications received by the regulatory body for establishing small finance banks, the Reserve Bank of India (RBI) has rejected the applications of V Soft Technologies Private Limited and Calicut City Service Co-operative Bank Limited on May 17.
RBI said, “The examination of three more applications for setting-up a small finance bank has been completed as per the procedure laid down under extant guidelines. Based on the assessment of the applications, the following applicants were not found suitable for granting of in-principle approval to set up a small finance bank.”
Last year in May, the RBI rejected applications from VSoft Technologies Pvt and Calicut City Service Co-operative Bank Ltd to establish small finance banks. These applications were part of a total of seven applications received by the RBI under the ‘on-tap’ license guidelines for setting up small finance banks.
The remaining two applicants, Dvara Kshetriya Gramin Financial Services Pvt Ltd and Tally Solutions Private Ltd, are currently under examination by the RBI.
 Furthermore, in May 2022, the RBI did not grant in-principle approval to four entities that had applied to establish universal banks under the on-tap licensing guidelines.
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